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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
Into what category do forty-four percent of home buying households fall?
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| A |
Forty-four percent of home-buying households are made up of married couples with dependents. |
 See More Real Estate Trivia > |
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The Kelly Hager Group
Keller Williams Realty West
5377 Highway N
St. Charles, MO 63304
Direct: 314-580-7000
Office: 636-229-8690
Fax: 636-898-4328
kellyhager@NUMBER1EXPERT.com
The Kelly Hager Group with Keller Williams Realty West is a group of realtors that is dedicated to client satisfaction. We advise and consult with our clients to make sure all of their needs are met and that they walk through the home buying and home selling process with ease. If you need help buying, selling, building, or relocating in the Saint Louis, Saint Charles, O'Fallon, Lake St. Louis, Wentzville area, please call Kelly directly at 314-580-7000.    
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