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For Home Sellers:
Why Sellers Choose The Kelly Hager Group - Why home sellers in O'Fallon, Lake St. Louis and Wentzville choose The Kelly Hager Group. Free Presentation - Free in-home listings presentation on marketing your O'Fallon, Lake St. Louis and Wentzville, in St. Charles County Missouri property. Property Valuation - How much is your O'Fallon, Lake St. Louis and Wentzville home worth? What Did That Home Sell For? - What did that O'Fallon, Lake St. Louis and Wentzville, Missouri property or other real estate sell for? FSBO - Selling your O'Fallon, Lake St. Louis and Wentzville real estate on your own? Go to Main Sitemap - Main sitemap sections include Find O'Fallon, Lake St. Louis and Wentzville Homes, For Home Buyers, For Home Sellers, O'Fallon, Lake St. Louis and Wentzville Information, Real Estate Resources, and About The Kelly Hager Group.
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First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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| Q |
What city boasts eight of the world's ten biggest hotels?
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| A |
Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas. |
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The Kelly Hager Group
Keller Williams Realty West
5377 Highway N
St. Charles, MO 63304
Direct: 314-580-7000
Office: 636-229-8690
Fax: 636-898-4328
kellyhager@NUMBER1EXPERT.com
The Kelly Hager Group with Keller Williams Realty West is a group of realtors that is dedicated to client satisfaction. We advise and consult with our clients to make sure all of their needs are met and that they walk through the home buying and home selling process with ease. If you need help buying, selling, building, or relocating in the Saint Louis, Saint Charles, O'Fallon, Lake St. Louis, Wentzville area, please call Kelly directly at 314-580-7000.    
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